Management accounting for small and medium businesses
finiq brings banks, cash registers, CRMs and cash into one picture: it shows where the money is now, what has to be paid and when, and warns about a cash gap weeks before it happens.
14 days of everything for free. No card needed.
Balances of every account, card, cash desk and wallet as one sum, other currencies at the National Bank rate. Banks and registers update by themselves every 30 minutes.
A payment calendar with rent, salaries, taxes and suppliers. Recurring payments repeat by themselves, and overdue ones do not get lost.
The balance forecast shows a cash gap in advance, and finiq warns you while there is still time to move a payment or ask for a prepayment.
Everything an owner and a finance manager need, without accounting jargon.
Transactions from banks, registers, CRMs and files land in one list. Rules sort them by category, project and counterparty, and the uncategorized ones wait in a tab of their own.
finiq adds planned income and payments from the calendar to the actual balances and draws a forecast for 30, 60, 90 or 180 days — in total and per account. The day the money runs out is visible at once.
Cash flow, profit and loss, project profitability, counterparties and debts — for any period, by day, week, month or quarter. Every figure opens up into its transactions.
Owner, admin, financier, employee and viewer — each sees and changes what the role allows.
Access to single accounts, projects and reports, and balances can be hidden from those who need not know them.
“Purpose contains ‘Kyivstar’ → category ‘Phone’”: rules work for banks, registers, imports and the bot.
Accounts in hryvnia, dollars, euros or any other currency; reports in the business currency at the official rate.
CSV or XLSX from any bank: columns are matched once and saved as a template, duplicates are skipped.
Send “-450 taxi cash” and the expense is booked. The /balance command shows the balances.
Cash gaps, overdue payments, bank problems and new uncategorized transactions — wherever you like.
Two-factor sign-in, an audit log, encrypted bank tokens. Data is stored on a server in Ukraine.
Connect a bank, a cash register or a CRM: transactions appear by themselves and customers become counterparties. Read-only access; keys are stored encrypted.
Your bank is not here? A statement from any bank can be imported from CSV or XLSX.
The price is per business. The first 14 days give everything in Advanced, free and without a card.
Billing period
For a small business putting its money in order.
$20 / mo $17 / mo $16 / mo
billed monthly$102 for 6 months$192 for a year
Start for freeFor a team that plans payments and watches for cash gaps.
$36 / mo $30.60 / mo $28.80 / mo
billed monthly$183.60 for 6 months$345.60 for a year
Start for freeFor several lines of business, a large team and many connections.
$68 / mo $57.80 / mo $54.40 / mo
billed monthly$346.80 for 6 months$652.80 for a year
Start for freeEvery plan has banks, registers and CRMs, rules, imports, the Telegram bot, roles and two-factor sign-in.
Prices are in US dollars per business; payment is in hryvnia at the National Bank rate on the day of payment. Connections are banks, cash registers and CRMs together. Public offer · Refund policy
finiq is management accounting: it shows how much money there is, where it came from, where it went and how much there will be in a month. It does not file tax reports or replace an accountant — but the owner sees the real picture every day, not once a quarter.
A bank connects with a token that only reads statements and balances: finiq cannot make payments or transfers. Tokens are stored encrypted, and a bank can be disconnected at any time — then its token is deleted.
Directly — monobank, PrivatBank and NovaPay. A statement from any other bank can be imported from CSV or XLSX: columns are matched once and saved as a template.
The trial gives 14 days of everything in Advanced. Then choose a plan and pay for it. Without payment the business becomes read-only: the data stays, you can view and export it.
A plan is paid for each business separately. One person can work in several businesses and switch between them — they pay nothing for themselves.
Up to 2 on Lite, 7 on Pro and 30 on Advanced, the owner included. Each gets a role, and access can be limited to single accounts, projects and reports.
Yes. A higher plan applies at once, a lower one from the next paid period. You can cancel at any time and keep access until the end of the paid period. When money is refunded is described in the refund policy.
On a server in Ukraine, with daily backups. Transactions and reports export to Excel at any time, and on request we delete the account and all its data.
finiq works in the phone’s browser: the dashboard, transactions and reports fit a small screen. To book an expense quickly, use the Telegram bot.
Connect a bank and add planned payments — and see today whether the money lasts until the end of the month.
Start for freeWrite to us — we answer on working days. For bookkeeping from your phone there is the Telegram bot.